Mortgages Caribbean
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About: This section of our Mortgage Findings is based on Countries within the Caribbean or Select A Country

Trinidad & Tobago

Trinidad & Tobago

Mortgage Types Available


Home Mortgages

Known banks & Policies:

Commercial Banks:

Republic Bank
First Citizens Bank
Nova Scotia Bank
RBTT

Mortgage Companies:

Trinidad & Tobago Mortgage Finance Company


If you have never owned a home or land within Trinidad & Tobago and you are a resident, then you can apply to the NHA for housing. Mortgages are available through the TTMFC at a less than Commercial Bank rate.

The other avenue is through the Commercial Banks which usually request an income of TT$20,000 (About US$3,200) monthly based on the value of the house.

Current Interest Rates:

As with every other country rates rise and fall. but for many years have been known not to be dramatic.

Other Fees / Taxes:

Upon request

Mortgage Discussion

Available

 

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Mortgage Findings
Mortgage Search News: Latest Comments
Mortgage rates available from most mortgage brokers are still low. A 5 year fixed rate mortgage is available for 2.99%. A 5 year variable rate would be Prime - .60% or 2.40%.
Qualifying for a mortgage has become more difficult. I suggest dealing with a mortgage broker rather than a bank as they have more options for you./ If you are self employed a broker is a definite advantage.
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